Study on the evaluation and optimization path of long-term care insurance policy in China from the perspective of common prosperity: Based on PMC model
XUE Hui-yuan1,2, ZHANG Yong-gao1,2
1. Center for Social Security Studies, Wuhan University, Wuhan Hubei 430072, China; 2. School of Political Science and Public Administration, Wuhan University, Wuhan Hubei 430072, China
Abstract:Objective: To scientifically analyze and objectively evaluate the long-term care insurance policy from the perspective of common prosperity, and to identify existing problems and explore optimization paths of the policy, so as to provide theoretical reference and basis for practical to policy formulation and optimization. Methods: Policy text quantification method and comprehensive policy evaluation system constructed under PMC index model are adopted to evaluate quantitatively the long-term care insurance policies introduced by the central and provincial governments from 2016 to 2022. Conclusion: The following problems are found during the research: laws and regulations on long-term caring insurance are not flawless; fund raising relies heavily on medical insurance funds; individual payment responsibilities need to be further clarified, coverage of the system is still insufficient, and rural areas facea shortage of professional nursing institutions and personnel. It is suggested to strengthen the top-level design of policies, and introduce corresponding laws and regulations. Also to improve the detailed rules for policy implementation, and give play to the role of incentive policy tools, as so to promote the prosperity and development of the long-term protection insurance market, and realize diversified fund raising, meanwhile establish and improve the fund supervision mechanism, and expand the coverage of insured objects in the direction of common prosperity.
